Commissary Conveniences and also Your Workforce
http://brookszrap253.angelfire.com/index.blog/1622987/lunch-counter-fringe-benefits-and-your-workforce/
Workers spend for non-reimbursed expenses from these accounts. Regrettably, flexible-spending accounts are "use-it-or-lose-it" accounts; implying that any kind of funds remaining at the end of the year can not